Enriching Lives: A History of Insurance in Hong Kong, by Bangyan Feng

By Bangyan Feng

This is often the 1st entire heritage of Hong Kong's coverage undefined, and argues its relevant significance within the economic climate. Typhoons, shipwrecks, fires, wars, political turbulence and unforeseen occasions of every kind supply a dramatic heritage to a desirable survey.

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The first foreign insurer that solicited Chinese investments was Union Insurance, which, when Dent & Co. founded it in 1830, had a significant capital injection from some Guangzhou business investors. In Shanghai, many foreign enterprises, including insurance companies, also welcomed Chinese money. In 1868, as recounted in the previous chapter, Jardine Matheson established the Hong Kong Fire Insurance Co. Ltd. It did so in compliance with the colony’s newfangled companies ordinance on limited liability companies.

He made a fortune. He then moved to Hong Kong and set up new firms to handle imports and exports. 49 50 Enriching Lives Fig. 9 The Ma family, c. 1940. Sincere’s founder, Ma Yingpiu, is seated in the centre row, third from right, with his grandchildren. During his time in Australia, Ma was impressed with the ‘no haggling’ style of retail operations that prevailed at Western department stores and was determined to introduce such practices in Hong Kong. Once again, he garnered support from his fellow natives.

Ltd. 2 million taels of silver and a paidup capital of 600,000 taels. BTIC offered fire, marine, and accident insurance products. Its business expanded quickly, and it set up branches in major cities such as Shanghai, Hankou, Tianjin, Guangzhou, Fuzhou, and Beijing, and later in other cities around China and along the Pacific coast. 5 million taels of silver and set up the Victoria Insurance Co. Heard was in charge of Victoria’s day-to-day operations. In 1906, BTIC was taken over by Union Insurance Society of Canton.

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